NO Pre-existing conditions   NO Waiting Periods NO Deductible   NO Qualifications NO Limitations on Usage     NO Claim Forms     Prescription Discount Programs Prescription costs have increased by 40% in the past eight years. To help you contain your family’s prescription costs, USA+ offers two programs through Eckerd Health Services.

*Figures displayed above are examples of savings. Discounts will vary in your area. Hospital benefits cannot be used in conjunction with your health insurance.

Retail
Lowest price on prescription at the time of purchase.
51,000 participating pharmacies nationwide. A partial list of participating pharmacies includes: Albertsons, Eckerd, K-Mart, Kroger, Osco, Revco, Treasury Drug, Walgreens, Wal-Mart, Winn Dixie and many more.

Mail Order

Up to 25% off wholesale pricing
$25 quarterly credit on long term medications

Vision Care
Big savings are in sight with Lenscrafters. You can receive:

35% savings off regular retail price
15% discount on eye exams
$100 credit on prescription eyewear after six months of membership
$100 credit per family membership every 18 months
50% savings on mail order replacement contact lenses
35% on sunglasses through mail order program

Dental Access Network Now it’s easier to keep smiling because USA+ is offering a national access network to make dental care more affordable. You are entitled to: Immediate savings at time of service Up to 35% discounts on most common procedures 20,000 providers nationwide Extended Care and Home Health Care Up to 30% discount 3,300 providers nationwide

*Discounts will vary by state.

Hearing Care Plan
Save as much as $500 on hearing Aids

- - - - Personal and Business Value - - - -

Employee Assistance Program—Telephone Counseling

Emotional Distress
Marital Discord
Parenting Challenges
Behavioral issues
Work-related Stress
Grief and Loss
Financial Worries

Accident Death or Dismemberment Benefit
Member–$10,000 Principal Sum
Spouse–$5,000 Principal Sum
Children–$2,500 Principal Sum

24 Hours a Day; 365 Days a Year
Worldwide Accident Protection
Paid in Addition to Any Other Insurance
Covered Accidents in the Course of Business or Pleasure
On or Off the Job

This benefit is provided to USA+ members by a blanket group accident policy issued to USA/HC by an A.M Best rated insurance company. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. Reduction in the Principal Sum for ages 70 and up—see your benefits booklet for more details.

Travel Assistance Services
Information/General
Travel Documentation
Political/Environment Warnings
Global Weather
Telephone Translation
Immunizations
Currency/ATM Locations
Emergency Message

Relocation Service:

Technical
Lost/Stolen Luggage
Cash Transfers
Legal Referral
Lost/Stolen Travel Documents
Vehicle Return
Trip Interpretations

Medical

Physician/Dental/Hospital Referrals
Shipment of Medical Records
Medical Evaluations
Medical Case Monitoring
Shipment of Prescription Medications
Repatriation of Remains

Answer Financial
USA+ members have access day and night, 365 days a year via a cutting-edge Web site and a 24 hour-a-day Call Center to Answer Financial. You will find the best rates on automobile, homeowners, renters insurance, and pet insurance. In addition, you can purchase a home warranty plan tailored to cover those home appliances and in-home systems, which you choose to cover.

Personal and Business Development As a world leader in self-development, Nightingale Conant is dedicated to providing top-notch educational opportunities. USA+ members receive a 35% discount off the regular retail prices listed in their catalog on audio and video training products.

Legal Services
Good counsel brings peace of mind. As a USA+ member, you are only a phone call away from immediate referrals to over 6,000

Your USA+ membership entitles you to:

No cost initial consultations—one 30 minute in-office visit
per month.
No cost will—includes the review of an existing Last Will and
Testament or the preparation of a simple will at no charge.
Extended family coverage—entire benefit will be extended to
both the members’ and the spouses’ parents.
Unlimited initial telephone consultations—maximum of 30 minutes each.

Virtually all types of legal matters are eligible for these services. An example of the type of legal matters for which you may use this program include:

Civil/Consumer Issues		Business Legal Services		RS Matters
Family Legal Services		Real Estate		Consumer Credit
Financial Matters		Estate Planning Law		Financial Planning

Mediation Services
Legal issues are becoming increasingly more complex and expensive to resolve. More than ever before, individuals are burdened with the challenges of affording these expenses. Mediator Network is dedicated to answering this challenge by offering affordable mediation services to consumers nationwide. These services cost a fraction of what traditional litigation cost. As a USA+ member you have access to a 25% discount off of a mediator’s actual hourly rate. You also receive a free 30-minute mediation consultation where a trained mediation professional will listen to your issues and assist in determining if mediation is the appropriate method for resolving your legal issue.

U.S. Auto Club
The following benefits* and more are included in this package:

Up to $100 emergency roadside service with dispatch/reimbursement		Up to $5,000 theft reward protection
Up to $1,000 emergency travel expense reimbursement		Custom trip routing
Up to $100 ambulance service reimbursement		24-hour toll-free information line
Up to $5,000 theft reward protection

Travel For people who are going places, a 10% airfare rebate is just the ticket. Airline reservations must be booked through USA+ Travel. The only thing nicer than the rooms are the rates. With 50% savings through Quest International, you can afford a few extra vacation days.

Discount Magazine Subscriptions If you’ve been paying full price, cut it out! With the Coupon Connection, you’ll be able to choose $240 in face value coupons each year from a list of over 1,600 of your favorite name-brand grocery products. Discount Magazine Subscriptions USA+ members receive special pricing on magazines—up to 40% off retail prices. Hundreds of popular titles, such as:

Dental Discounts   $450 Vision   $380 Auto Club   $225 Grocery Coupons   $240 Prescription   $572 Legal   $375 Travel   $530 PPO Discount   $2,000     Total: $4,772

Until you or one of your family members have been diagnosed with a catastrophic illness and thrust into that world, you do not realize the importance and cost of scientific research. Without help from concerned and involved individuals and companies, quality research efforts and progress in finding cures for catastrophic illnesses would be non-existent. Without the generosity and kindness of these individuals and companies, families in our communities would be without hope. The USA+ Foundation was created fourteen years ago to help give families genuine hope for the future. Through membership in USA+, you have the opportunity to contribute to the USA+ Foundation. By embracing the philosophy, “Hand to Hand, Heart to Heart”, you will assist worthwhile charities, community programs, and national research programs. The USA+ Foundation, in its fourteen years, has awarded over 5 million dollars to worthwhile organizations. Charitable organizations that have received funds from USA+ member contributions include: The Cystic Fibrosis Foundation, March of Dimes, Kent Waldrep National Paralysis Foundation, and St. Jude Children’s Research Hospital ® , just to name a few. For more information, go to www.ushealthadvisors.com Top FOR MORE INFORMATION ON THIS GOLD PACKAGE, PLEASE E-MAIL US OR CALL US AT 1-800-460-8238!

Randy Owen,lead singer of the Grammy ® Award-winning group ALABAMA,pictured with patients at the Country Cares for St.Jude Kids ® seminar.