NO Pre-existing Conditions Excluded NO Waiting Periods NO Deductible NO Qualifications NO Limitations on Usage NO Member Claim Forms
Prescription Discount Programs Prescription costs have increased by 40% in the past eight years. To help you contain your family’s prescription costs, USA+ offers two programs through Eckerd Health Services.

Vision Care Big savings are in sight with Lenscrafters. You can receive: 35% savings off regular retail price 15% discount on eye exams $100 credit on prescription eyewear after six months of membership $100 credit per family membership every 18 months

Dental Access Network Now it’s easier to keep smiling because USA+ is offering a national access network to make dental care more affordable. You are entitled to: Use Network Only Immediate savings at time of service Up to 10% to 60% discounts on most common procedures 20,000 providers nationwide in network Group Dental Expense Benefit Use any dentist nationwide regardless of network! $100 Deductible Maximum Benefit–$1,000 Annually Per Family Member Benefits Are Paid Based On Schedule of Eligible Expenses No waiting period on preventative and basic services Major Services–24 Month Waiting Period Coordinates With Benefits Received For Dental Access Network

*Discounts will vary by state.

This benefit is provided to USA+ members by a blanket group Dental Expense policy issued to USA/HC by an A.M. Best rated insurance company. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. See your benefits booklet for more details.


*Discounts will vary by state.

Nursing Home and Extended Care
Up to 35% discount
3,300 providers nationwide

Air Ambulance
CareFlite is available at no charge to members when a medical situation requires transfer to a specialized hospital or medical facility. CareFlite must be contacted in advance to coordinate the arrangements for a safe and appropriate transfer.

Nurseline
You can use your phone to get the health information you need when you need it. When you or your family need healthcare information, speak with a caring staff of registered nurses 24 hours, 7 days a week.

Complimentary and Alternative Medicine
American WholeHealth believes that integrating the best of both conventional and alternative medicine will result in optimal health outcomes. Alternative medicine encompasses a wide range of healing philosophies and therapies not traditionally used in conventional medicine. As a member of USA+, you will save up to 30% off of the provider's regular fees. Examples include:

Medical Accident Expense Benefit
$100 Deductible
Up To $7,500 for Covered Expense Resulting From Accident Injury

	Hospital or Surgical Center Care		Prescription Drugs—Therapeutic Services and Supplies
	Professional Ambulance Service		Dental Treatment as a Result of Injury to Sound, Natural Teeth
	Doctor’s Medical Treatment		Nursing Care By Licensed Nurse
	X-rays and Lab exams		Home Health Care Agency Services

Accident Death and Dismemberment

Face Amount $3,500

Weekly Accident Income Benefit

	$50 per week up to 26 weeks
	After a 7-day period if you have become totally disabled and unable to perform the substantial and material duties of your regular job and are under the care of a doctor.

Spouse and Family Coverage Available

You and your spouse are eligible until you attain age 70 and your children are eligible until they attain age 18. Children are not eligible for the weekly accident income benefit.

This benefit is provided to USA+ members by a blanket group Accident Expense policy issued to USA/HC by an A.M. Best rated insurance company. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. See your benefits booklet for more details.

Hearing Care Plan
As a member of USA+ you will receive a 30% savings for all hearing exams and services. You will also get up to a 58% savings on hearing aids at any
HearPO provider location.

- - - - Personal and Business Value - - - -

Counseling Assistance Program—Telephone Counseling
Emotional Distress
Marital Discord
Parenting Challenges
Behavioral issues
Work-related Stress
Grief and Loss

Accident Death or Dismemberment Benefit
Member–$10,000 Principal Sum
Spouse–$5,000 Principal Sum
Children–$2,500 Principal Sum
24 Hours a Day; 365 Days a Year
Worldwide Accident Protection
Paid in Addition to Any Other Insurance
Covered Accidents in the Course of Business or Pleasure
On or Off the Job

This benefit is provided to USA+ members by a blanket group accident policy issued to USA/HC by an A.M Best rated insurance company. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. Reduction in the Principal Sum for ages 70 and up—see your benefits booklet for more details.

Travel Assistance Services
Information/General
Travel Documentation
Political/Environment Warnings
Global Weather
Telephone Translation
Immunizations
Currency/ATM Locations
Emergency Message

Relocation Service:
Technical
Lost/Stolen Luggage
Cash Transfers
Legal Referral
Lost/Stolen Travel Documents
Vehicle Return
Trip Interpretations
Medical
Physician/Dental/Hospital Referrals
Shipment of Medical Records
Medical Evaluations
Medical Case Monitoring
Shipment of Prescription Medications
Repatriation of Remains

Legal Services
Good counsel brings peace of mind. You are only a phone call away from immediate referral to your choice of over 20,000 attorneys and 6,800 law firms nationwide. Your USA+ membership entitles you to:
No cost initial consultations—one 30 minute in-office visit per month.
No cost will—includes the review of an existing Last Will and Testament or the preparation of a simple will at no charge.
Extended family coverage—benefit will be extended to both the members’ and the spouses’ parents.
Unlimited initial telephone consultations—maximum of 30 minutes each.

Virtually all types of legal matters are eligible for these services. An example of the type of legal matters for which you may use this program include:

Civil/Consumer Issues		Business Legal Services		RS Matters
Family Legal Services		Real Estate		Consumer Credit
Financial Matters		Estate Planning Law		Financial Planning

Mediation Services
Legal issues are becoming increasingly more complex and expensive to resolve. More than ever before, individuals are burdened with the challenges of affording these expenses. Mediator Network is dedicated to answering this challenge by offering affordable mediation services to consumers nationwide. These services cost a fraction of what traditional litigation cost. As a USA+ member you have access to a 25% discount off of a mediator’s actual hourly rate. You also receive a free 30-minute mediation consultation where a trained mediation professional will listen to your issues and assist in determining if mediation is the appropriate method for resolving your legal issue.

U.S. Auto Club
The following benefits* and more are included in this package:

Up to $100 emergency roadside service with dispatch/reimbursement		Custom trip routing
Up to $1,000 emergency travel expense reimbursement		24-hour toll-free information line
Up to $100 ambulance service reimbursement
Up to $5,000 theft reward protection

Travel For people who are going places, a 10% airfare rebate is just the ticket. Airline reservations must be booked through USA+ Travel. The only thing nicer than the rooms are the rates. With 50% savings through Quest International, you can afford a few extra vacation days.

Answer Financial
USA+ members have access day and night, 365 days a year via a cutting-edge Web site and a 24 hour-a-day Call Center to Answer Financial. You will find the best rates on automobile, homeowners, renters insurance, and pet insurance. In addition, you can purchase a home warranty plan tailored to cover those home appliances and in-home systems, which you choose to cover.

Personal and Business Development As a world leader in self-development, Nightingale Conant is dedicated to providing top-notch educational opportunities. USA+ members receive a 35% discount off the regular retail prices listed in their catalog on audio and video training products.

Shopping
Save 15% to 20% on gift certificates redeemable through the following retailers:

Lands’ End		T.J. Maxx / Marshalls		Outdoor World Incentives / Bass Pro Shops
JC Penney		Bath & Body Works
K•B Toys		Barnes and Noble

Movies
A night at the movies just became affordable with up to 40% off every ticket you buy. You’ll even have enough change for popcorn and sodas.

Grocery Coupons
If you’ve been paying full price, cut it out! With the Coupon Connection, you’ll be able to choose $500 in face value coupons each
year from a list of over 1,800 of your favorite name-brand grocery products.

Discount Magazine Subscriptions USA+ members receive special pricing on magazines—up to 40% off retail prices. Hundreds of popular titles, such as:

USA+ Savings
Each year the average family could save:

CareFlight   $250 Nurse Line   $800 Dental Discounts   $2,000 Dental Expense Benefits   $650 Employee Assistance   $500 Extended Care   $605 Accidental Medical   $3,000 Vision   $1,500 Auto Club   $500 Grocery Coupons   $500 Liberty Medical   $1,142 Prescription   $872 Legal   $1,500 Travel   $1,405 PPO Discount   $3,000 Medical Referral Program   $2,500 Shopping   $500 Movies   $200 Answer Financial   $1,200 Nurseline   $800     Total: $20.624

Until you or one of your family members have been diagnosed with a catastrophic illness and thrust into that world, you do not realize the importance and cost of scientific research. Without help from concerned and involved individuals and companies, quality research efforts and progress in finding cures for catastrophic illnesses would be non-existent. Without the generosity and kindness of these individuals and companies, families in our communities would be without hope. The USA+ Foundation was created fourteen years ago to help give families genuine hope for the future. Through membership in USA+, you have the opportunity to contribute to the USA+ Foundation. By embracing the philosophy, “Hand to Hand, Heart to Heart”, you will assist worthwhile charities, community programs, and national research programs. The USA+ Foundation, in its fourteen years, has awarded over 5 million dollars to worthwhile organizations. Charitable organizations that have received funds from USA+ member contributions include: The Cystic Fibrosis Foundation, March of Dimes, Kent Waldrep National Paralysis Foundation, and St. Jude Children’s Research Hospital ® , just to name a few. For more information, go to www.ushealthadvisors.com/joetill IF YOU WOULD LIKE MORE INFORMATION, PLEASE CALL ME AT 1-800-460-8238 OR E-MAIL AT joe@tillenterprises.com  Top

Randy Owen,lead singer of the Grammy ® Award-winning group ALABAMA,pictured with patients at the Country Cares for St.Jude Kids ® seminar.